About Us

Why We Love This Business

At B&B Pawn, our dedication to the pawn shop business goes beyond mere transactions. It’s a commitment to weaving stories, fostering community, and experiencing the satisfaction of extending a helping hand when it’s needed most. Our enterprise is not merely about the exchange of goods; it’s a journey of building connections, nurturing community bonds, and appreciating the unique beauty that each item brings to our shelves.

Everyday Surprises at B&B Pawn

Our daily journey unfolds with a mix of items, from timeless jewelry to cutting-edge electronics, making our collection truly one-of-a-kind. Since you never know who is going to bring in what, every day is different and our stock is always revolving, there’s always fresh surprises in store.

More Than a Transaction:

At B&B Pawn, we take pride in our traditional business model; we’re an integral part of the community. During times of financial challenges, people rely on us for support. Whether it’s securing a short-term loan or assisting in the sale of a cherished item, our commitment to providing solutions and support lies at the core of our mission.

Meet Our Team

Our dedicated team of professionals who make every visit a personalized and enjoyable experience. From seasoned experts in appraisals to friendly faces ready to assist, each member brings a unique blend of expertise and passion to our pawn family. We take pride in our commitment to exceptional service, ensuring that whether you’re a first-time visitor or a familiar face, you’ll always find a warm welcome and expert guidance from the knowledgeable individuals who form the backbone of B&B Pawn.

What Makes Us A High End Pawn Shop

At B & B Pawn we specialize in high-end items like luxury watches, designer brands, and fine jewelry, offering a unique avenue for those seeking financial assistance. What sets them apart from traditional banks is the swift and hassle-free nature of their money lending options. Unlike banks that involve a lengthy approval process and credit score checks, pawn shop loans can be processed within minutes upon entering the store, without the need for credit or background checks.

The risk mitigation strategy employed by pawn shops involves holding your valuable items as collateral for a short-term loan. Skilled pawn experts assess your item, determining a fair price based on market demand and resale value. Opting not to repay the loan allows the pawn shop to sell your item for a profit, ensuring a win-win transaction where you receive your loan, and they make money on the transaction.

Various High-end watches on display
Gold Chains and rings on top of money
Guitars and Amplifiers on sale
Laptop with a tablet next to it

Appraisal & Loans

At B&B Pawn, turn your assets into immediate cash with our swift loan services. Recognizing that financial challenges can arise for anyone, we’re here to assist when you find yourself in a tight spot. Whether it’s a sudden medical emergency, clearing credit card debt, or meeting an obligation despite poor credit, our pawn shop provides a reliable solution.

If traditional lenders or banks are not viable options, B&B Pawn emerges as your go-to choice. We offer a same-day loan service where you can leverage your valuables to secure the cash you need quickly. Count on us to be your financial ally, bridging the gap in times of need with efficiency and professionalism.

Why Should You Get A Pawn Loan at B&B Pawn?

Rather than opting for an outright sale of your item for instant cash, choosing to pawn it comes with its own set of distinct advantages. Utilize your valuable possession to secure a loan with a fixed interest rate for a month, using the item itself as collateral. Once the loan is repaid, you regain possession of your asset immediately. Throughout this 30-day period, rest assured that your valuables are securely stored in a locked, insured environment, providing a safeguard against any concerns of loss. Trust B&B Pawn for a seamless and secure pawn loan experience tailored to your needs.

What Sets B&B Pawn Collateral Loans Apart?

Unlock a world of financial possibilities with a collateral loan from B&B Pawn. Our unique approach allows you to borrow money based on the value of the item you pawn, offering a wide range of options from jewelry and electronics to coins, cars, tools, or designer bags. The distinctive benefits of opting for a collateral loan at B&B Pawn include:

Faster Approval Process

Lower Interest Rates

Peace of Mind

Boost to Your Credit score

What People Say About Us

Ramona Husbands
Ramona Husbands
The greatest business an most help ful. They are very kind an a great asset to our comumnity. The BEST
Dudley Luntsford
Dudley Luntsford
Have been a customer for over 8 years. Have never been happier. They carry a wide variety of goods. Very respectable.
Jim Chumley
Jim Chumley
Always Real good service. A lot of variety to choose. Ive been a customer for over 2 decades.
cariess m
cariess m
Owner is awesome and so is the rest of staff. I always get the absolute best price for whatever I bring them. BY FAR, the BEST pawn shop in Fredericksburg and spotsylvania area. Most bang for your buck too!
larry lucas
larry lucas
Was really impressed by there friendly customer service and willingness to listen and help take care of you. I DEFINITELY RECOMMEND THIS SHOP TO EVERYONE TO GO SEE FOR YOURSELVES AND I WILL BE DOING MORE FUTURE BUSINESS!!!!
Denis Higgins
Denis Higgins
The best pawn shop in the area I have been going there for years and never had any issues I recommend them to everyone
David Marksberry
David Marksberry
Great service and very friendly. Good deals as well.
Will Black
Will Black
Great customer service been dealing with Tony for over 15 years .
Susie Vines
Susie Vines
They always help me out, great folks! Highly recommended
Sidney Jolley
Sidney Jolley
Great selection. Friendly staff. Very helpful for all your needs. Highly recommended

Frequently Asked Questions

Curious about how pawn shops operate? For the last 24 years, B&B Pawn Shop has been a reliable provider of quality and efficient services to communities, continually growing stronger. Residents in Fredericksburg, Virginia, consistently choose us for our top-notch pawning services. Despite the recent surge in the pawn industry, the concept of how pawn shops work might still be unclear to many. If you find yourself wondering about reliable pawn shops in your vicinity, look no further. Whether you’re in need of our services or seeking more information, don’t hesitate to reach out. Contact us or give us a call at 540-891-8850 today!

What are the requirements at B & B Pawn?

We follow the rules of the Virginia State Law, which says that you need a valid US State issued photo ID or military ID to pawn an item and get a loan. 

How do Pawn Shops Work?

Pawn shops have been around for hundreds of years. The premise of the business is quite simple:

  1. The items will be bought by the pawnshop.
  2. The item will be pawned. This means that the pawnshop will take possession of the item and issue a loan to the customer. If the customer pays the loan back, with interest, within the period of time specified on the pawn ticket, the customer’s item will be returned.

What exactly is a pawn?

A pawn loan is a quick, secure and easy way to obtain the cash you require! All you need is a valid state-issued ID and your personal property to use as collateral.

  1. The items will be bought by the pawnshop.
  2. The item will be pawned. This means that the pawnshop will take possession of the item and issue a loan to the customer. If the customer pays the loan back, with interest, within the period of time specified on the pawn ticket, the customer’s item will be returned.

What happens if I lose my ticket?

If your ticket is lost or misplaced, you must have your valid id that matches the name and information we have on file from when you did your pawn transaction. Take care to not lose your pawn ticket, as someone could use that and come in and pick the item up with that ticket.

What kinds of payments do you accept?

We accept cash, Visa, Mastercard, American Express, Discover and Paypal as methods of payment. No business or personal checks are accepted.

Who can pick up my pawned item?

An item that is in pawned at B&B Pawn can be picked up with the matching pawn slip or the ID of the person who did the original pawn. If the pawn slip is lost or destroyed, then the only person who can pick up the item is the person who put it in pawn with their matching ID.

What kind of items can I pawn at B&B Pawn?

We take all kinds of items for pawn loans at B&B Pawn. We take computers, cameras, smartphones, tablets, tools, musical instruments, four wheelers, dirt bikes, sporting goods such as all types of firearms, snowblowers, generators, air compressors, collectibles, large screen TVs, stereo equipment, speakers, DJ equipment, and of course all kinds of jewelry and gold, especially unwanted broken and jewelry gold! Bring your item by and we are happy to give you a price, always.

Do you buy silver?

Yes, we do buy silver. We mostly deal in silver coins, but we also buy sterling silver flatware (silverware, serving pieces, silver bowls and goblets, etc) and some silver jewelry. With silver escalating in price, we pay more for sterling silver than we ever have!

Do you buy platinum?

Yes, we do buy platinum. History shows that platinum is usually worth more than gold.

Do you buy diamonds?

Yes, we are always in in the market for buying diamonds. We will pay the most cash for your loose or set diamond.

How do you evaluate my merchandise and decide how much to give me?

Evaluating merchandise, new and old is something that we do everyday. Our shop specialists use many tools and sources of information to determine the value of your item. The condition, brand, reliability, rarity, size, style, etc are all things that we look at. We look at eBay and other online vendors to help us determine a fair market value.

Should I sell or pawn?

B&B Pawn buys all items and selling is a great way to get extra cash quick.  But if you don’t want to part with your item, a pawn loan is a great option, as you don’t have to give your item up and can come get it back after paying off the loan.

Can you give me a quote for my item over the phone?

We can give approximate phone and email quotes, but It is hard to give a quote over the phone or via email without actually seeing the item. A lot of things go into the valuation of an item and we are better able to get you the best/ most accurate price if we see your item in person. You are welcome to fill out a form on this site and submit it to us with any photos or information, and we will always try to do our best.

Can you give me a quote for my item via email?

We can give approximate phone and email quotes, but It is hard to give a quote over the phone or via email without actually seeing the item. A lot of things go into the valuation of an item and we are bet able to get you the best/most accurate price if we see your item in person.

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